Forget Reward Points or Airline Miles: New Visa Card Gives Free Bitcoin to Users

·

In a bold move reshaping the future of consumer rewards, Fold — a Bitcoin-focused fintech — has partnered with Visa to launch a credit card that gives users free Bitcoin on every purchase. Rather than traditional loyalty points or airline miles, the Fold Bitcoin Rewards Credit Card offers cashback in BTC, marking a significant shift in how people can earn and store value through everyday spending.

With the global financial landscape increasingly embracing digital assets, this innovative card positions Bitcoin not just as an investment, but as a practical, daily-use currency. The card is set to launch later this year, and a waitlist is already open for early access.

👉 Discover how you can start earning free Bitcoin on everyday purchases with a simple swipe.

How the Fold Bitcoin Rewards Credit Card Works

The Fold Bitcoin Rewards Credit Card operates on a straightforward premise: spend money, earn Bitcoin. Users receive up to 2% cashback in BTC on all purchases — with no cap on rewards. This unlimited earning potential sets it apart from conventional reward programs that often limit redemptions or devalue points over time.

New applicants can also earn a sign-up bonus of up to $250 in Bitcoin, depending on spending activity during the initial months. For existing Fold users and Fold+ members, the benefits are even greater:

Unlike traditional rewards that expire or lose value, Bitcoin earned through the card is immediately deposited into the user’s Fold wallet — giving full ownership and control over their digital assets.

“A Fold já capacitou centenas de milhares de usuários a incorporar Bitcoin em suas vidas diárias. Com este cartão de crédito, pretendemos destronar as milhas como a recompensa de cartão de crédito preferida.”
— Will Reeves, CEO of Fold

This vision reflects a broader mission: to make Bitcoin the leading savings asset in the U.S. By integrating BTC into daily financial behavior, Fold aims to normalize Bitcoin not as speculative tech, but as a reliable store of value — like digital gold for the modern consumer.

Beyond Cashback: A Full Bitcoin-Powered Financial Ecosystem

The Fold card isn’t just about rewards — it’s a gateway to a complete financial ecosystem built around Bitcoin. Cardholders gain access to a suite of services within the Fold platform, including:

These features allow users to manage both traditional and digital finances in one place, reducing friction and increasing accessibility. Whether you're buying groceries or paying bills, every transaction becomes an opportunity to grow your Bitcoin holdings.

Fold’s infrastructure is designed for long-term wealth building. By eliminating fees and offering direct BTC payouts, the platform ensures users keep more of what they earn — a stark contrast to traditional banking systems where rewards are often diluted by fine print.

👉 See how you can turn everyday spending into long-term Bitcoin growth — no experience required.

A Proven Track Record in Bitcoin Rewards

Fold isn’t new to this space. Since launching its Bitcoin debit card, the company has distributed nearly $75 million in BTC rewards** to users. To put that in perspective, if those rewards had been paid in cash at the time of distribution, they would have totaled just over **$20 million — highlighting the significant appreciation Bitcoin has seen over the years.

This historical outperformance underscores Fold’s core thesis: Bitcoin is a superior savings vehicle. Where traditional rewards lose value due to inflation or redemption restrictions, Bitcoin has consistently gained purchasing power over time.

“Se os principais cartões de milhas podem processar 1% do PIB dos EUA, estamos confiantes de que o Fold Bitcoin Rewards Credit Card pode atingir as mesmas alturas.”
— Will Reeves

With this momentum, Fold is preparing for a NASDAQ listing, aiming to become the first publicly traded Bitcoin financial services company. It’s also building one of the top 25 corporate Bitcoin treasuries globally, currently holding over 1,000 BTC in reserves.

Bitcoin Rewards Aren’t Just a U.S. Trend

While Fold’s new card is making headlines in the U.S., the concept of earning Bitcoin through spending isn’t entirely new — especially in markets like Brazil.

As early as 2018, Brazilian entrepreneur Rocelo Lopes introduced one of the first credit cards offering BTC cashback, paving the way for crypto adoption in Latin America. Then in 2019, fintech Zro Bank launched its own crypto card with up to 2% cashback in Bitcoin, proving there’s strong demand for alternative reward systems.

These early experiments demonstrate that consumers are ready to move beyond airline miles and point-based systems — especially when the alternative offers real, appreciating value.

Frequently Asked Questions (FAQ)

1. How do I earn Bitcoin with the Fold Credit Card?

You earn up to 2% cashback in Bitcoin on every purchase. The BTC is automatically deposited into your Fold wallet with no action required.

2. Is there a limit to how much Bitcoin I can earn?

No. Unlike traditional reward cards, there’s no cap on cashback earnings — the more you spend (responsibly), the more BTC you earn.

3. Do I need to be an existing Fold user to apply?

No, anyone can apply. However, current Fold and Fold+ users receive enhanced rewards and bonuses.

4. Is my money safe with Fold?

Yes. Fiat balances are held in FDIC-insured accounts, and your Bitcoin is securely stored. Fold follows strict compliance and security protocols.

5. When will the card be available?

The Fold Bitcoin Rewards Credit Card is expected to launch later in 2025. Joining the waitlist increases your chances of early access.

6. Can I use the card anywhere?

Yes. As a Visa-powered card, it’s accepted globally wherever Visa is accepted — online, in-store, or abroad.

👉 Secure your spot on the waitlist and start earning free Bitcoin before everyone else.

The Future of Financial Rewards Is Here

The Fold Bitcoin Rewards Credit Card represents more than just a payment tool — it’s a statement about the future of money. In a world where inflation erodes cash value and loyalty points lose relevance, Bitcoin offers a durable, borderless, and appreciating alternative.

By turning everyday spending into a mechanism for wealth accumulation, Fold is democratizing access to one of the most powerful financial assets of the 21st century.

“Esta iniciativa se alinha com a missão da Fold de fazer do Bitcoin a pedra angular das economias pessoais.”
— Fold Company Statement

As adoption grows and institutional support strengthens — from Bloomberg’s combined Bitcoin-gold indices to global ETFs — tools like the Fold card make it easier than ever for average consumers to participate.

Whether you're new to crypto or a seasoned holder, this card offers a seamless way to grow your stack — simply by living your life.

Core Keywords: