The Web3 landscape continues to evolve at a rapid pace, with major developments across regulatory frameworks, infrastructure upgrades, and financial integrations shaping the future of decentralized ecosystems. In this comprehensive roundup, we explore the latest breakthroughs—from Apple’s updated App Store policies enabling in-app NFT transactions to PayPal’s adoption of passkeys for enhanced security. Whether you're a developer, investor, or Web3 enthusiast, these updates offer critical insights into how mainstream platforms are embracing blockchain innovation.
Apple Allows NFT Transactions via In-App Purchases
In a landmark update to its App Store Review Guidelines, Apple now permits developers to offer NFT minting, buying, and selling directly within iOS applications using in-app purchases (IAP). This shift marks a significant departure from previous restrictions that limited blockchain-based transactions.
Developers can now integrate NFT marketplaces into their apps as long as they comply with Apple’s 30% commission on digital goods sold through IAP. While this fee remains controversial in the Web3 community, the policy change opens new avenues for user-friendly onboarding into digital ownership.
👉 Discover how decentralized platforms are adapting to mainstream app ecosystems.
This move could accelerate the integration of NFTs into gaming, social media, and digital identity applications—sectors where Apple maintains strong influence. With improved accessibility, users may soon interact with NFTs seamlessly within familiar environments, reducing friction for non-technical audiences.
Core implications include:
- Greater legitimacy for NFT-based business models
- Increased compliance requirements for developers
- Potential rise in consumer-grade NFT applications
As ecosystem standards mature, expect more cross-platform interoperability and clearer regulatory alignment.
PayPal Embraces Passkeys for Secure Logins
PayPal has taken a major step toward passwordless authentication by integrating passkeys as a login method for user accounts. Leveraging FIDO Alliance standards, passkeys replace traditional passwords with cryptographic key pairs stored securely on users’ devices.
This enhancement significantly reduces phishing risks and streamlines the login experience—critical improvements for broader Web3 adoption. As decentralized applications often require secure wallet interactions, PayPal’s move sets a precedent for hybrid fintech-blockchain usability.
Passkeys work across devices and platforms, supporting seamless access without compromising security. For Web3 builders, this signals growing interest in user-centric identity solutions that align with self-sovereign identity (SSI) principles.
Why this matters:
- Strengthens trust in digital finance platforms
- Paves the way for smoother onboarding into crypto wallets
- Encourages other fintech firms to adopt similar standards
With security being a top concern in blockchain adoption, innovations like passkeys bridge the gap between ease of use and robust protection.
Regulatory Momentum Builds: US Treasury Targets Crypto Fraud
US Treasury Secretary Janet Yellen has called for stronger measures to combat cryptocurrency-related fraud and scams, emphasizing the need for updated regulatory frameworks—particularly around stablecoins.
Her remarks highlight increasing governmental focus on consumer protection without stifling innovation. Proposed rules aim to clarify oversight responsibilities among federal agencies and establish transparency requirements for stablecoin issuers.
While regulation often sparks debate in the decentralized community, clear guidelines can foster institutional participation and long-term market stability. The discussion underscores a global trend: balancing innovation with accountability.
Key focus areas include:
- Licensing requirements for stablecoin operators
- Anti-money laundering (AML) compliance
- Cross-agency coordination for enforcement
As governments refine their approach, collaboration between regulators and industry stakeholders will be essential to maintain an open yet secure digital economy.
South Korea Advances Digital Asset Legislation
South Korea’s ruling party is set to hold consultations on the draft Digital Asset Basic Act, signaling a strategic push to formalize the legal status of cryptocurrencies and related services.
The proposed legislation aims to protect investors, regulate exchanges, and promote blockchain innovation within a compliant framework. If passed, it would position South Korea as a leader in Asia’s evolving digital asset landscape.
Stakeholder feedback sessions scheduled for November will shape the final bill, offering opportunities for industry input. Given the country’s high crypto adoption rate, this law could influence regional policy trends.
👉 Explore how emerging regulations impact global crypto markets.
zkSync Proposes Aave V3 Deployment on Testnet
zkSync’s development team has submitted a governance proposal to deploy Aave V3 on the zkSync 2.0 testnet—a move that could bring full-scale DeFi functionality to the Layer 2 scaling solution.
Aave’s integration would enable lending, borrowing, and flash loans within zkSync’s zk-rollup architecture, enhancing capital efficiency and user experience. The testnet deployment is a precursor to mainnet launch, pending successful validation.
This collaboration exemplifies the growing synergy between Ethereum scaling projects and established DeFi protocols. As Layer 2 ecosystems mature, interoperability becomes key to unlocking liquidity across chains.
Benefits include:
- Lower transaction costs for DeFi users
- Faster settlement times
- Expanded use cases for zksync-based dApps
The proposal is currently under community review, reflecting the decentralized governance model central to Web3 values.
MakerDAO Moves USDC to Coinbase Prime for Yield Optimization
MakerDAO has approved a governance proposal to transfer 1.6 billion USDC to Coinbase Prime—a custodial service offering yield-generating opportunities for large institutional holders.
This strategic allocation aims to improve the protocol’s return on reserves while maintaining risk controls. By leveraging institutional-grade infrastructure, MakerDAO enhances its financial sustainability in a low-yield macroeconomic environment.
Such moves reflect the maturation of decentralized protocols adopting sophisticated treasury management practices akin to traditional finance—but with transparent on-chain execution.
Exclusible Raises $5M to Expand NFT Platform
NFT startup Exclusible has secured $5 million in funding, led by venture capital firm Tioga Capital. The investment will accelerate product development and expand partnerships in fashion, sports, and entertainment sectors.
Exclusible focuses on premium digital collectibles and experiential NFTs, targeting brands seeking immersive fan engagement. With rising demand for utility-driven NFTs, the platform aims to bridge physical and digital experiences.
The round highlights continued investor confidence in NFTs beyond speculative trading—particularly in verticals emphasizing real-world value and community interaction.
Other notable financings:
- Synota, a Bitcoin settlement firm, raised $3M in seed funding led by Ego Death Capital
- Ancilla, a Web3 security provider, completed a pre-seed round backed by Binance Labs
These investments underscore growing specialization within the blockchain stack—from infrastructure to security.
Western Union Files Trademark for Crypto Services
Remittance giant Western Union has filed a trademark application covering cryptocurrency transactions, digital wallets, and blockchain-based payment processing—hinting at a potential entry into the digital asset space.
While no official product launch has been confirmed, the filing suggests strategic exploration of crypto-integrated remittance solutions. Given Western Union’s global reach, such a move could significantly expand access to digital finance in underbanked regions.
Frequently Asked Questions (FAQ)
Q: What does Apple’s new NFT policy mean for developers?
A: Developers can now build NFT marketplaces inside iOS apps using in-app purchases, though they must adhere to Apple’s 30% commission rule on sales.
Q: How do passkeys improve account security?
A: Passkeys eliminate passwords by using device-based cryptographic keys, making accounts resistant to phishing and unauthorized access.
Q: Why is regulation important for stablecoins?
A: Clear rules help prevent systemic risks, ensure reserve transparency, and protect consumers—key factors for mainstream adoption.
Q: What is the significance of Aave deploying on zkSync?
A: It brings powerful DeFi capabilities to a scalable Layer 2 network, improving speed and lowering costs for users.
Q: How are NFT platforms like Exclusible creating value?
A: By linking digital assets to real-world experiences—such as VIP events or exclusive content—they enhance utility beyond ownership.
Q: Could Western Union’s crypto plans impact global payments?
A: Yes—integrating crypto could reduce transfer times and costs, especially in cross-border remittances.
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The convergence of traditional finance, tech giants, and decentralized protocols is redefining digital interaction. As barriers fall and innovation accelerates, the path toward an open web becomes increasingly tangible. Keep exploring, stay informed, and participate in shaping what comes next.