The integration of cryptocurrency into everyday financial tools continues to evolve, and one of the most convenient developments is the ability to use your Crypto.com Visa Card with Apple Pay. This feature allows users to seamlessly spend their digital assets—like Ethereum (ETH) and Shiba Inu (SHIB)—at millions of locations worldwide that accept contactless payments.
By linking your Crypto.com Visa Card to Apple Pay, you gain faster checkout experiences, enhanced security through tokenization, and the flexibility to pay with crypto without carrying a physical card. Whether you're shopping in-store, online, or using apps that support Apple Pay, this guide walks you through everything you need to know about setting up and verifying your card.
Why Use Crypto.com Visa Card with Apple Pay?
The Crypto.com Visa Card isn’t just another rewards card—it’s a gateway to spending your crypto holdings directly. With multiple membership tiers offering cashback in crypto, access to airport lounges, and more, it's designed for both casual users and crypto enthusiasts.
When combined with Apple Pay, the experience becomes even smoother:
- No need for a physical card: Use your iPhone or Apple Watch for contactless payments.
- Real-time crypto conversion: Spend ETH, SHIB, or other supported currencies instantly.
- Enhanced privacy: Your actual card number isn’t shared during transactions.
- Global acceptance: Accepted anywhere Apple Pay is supported—over 85% of merchants in the U.S. and growing internationally.
Step-by-Step: Adding Your Crypto.com Visa Card to Apple Pay
Adding your virtual Crypto.com Visa Card to Apple Pay is quick and straightforward. Follow these steps on your iPhone:
- Open the Wallet app on your iPhone.
- Tap the + icon in the top-right corner to add a new card.
- Choose Debit or Credit Card as the card type.
- Use your iPhone’s camera to scan your Crypto.com Visa Card, or enter the details manually.
- Enter any additional information requested, such as your billing address.
- Review and agree to the Terms & Conditions.
- Wait for confirmation—once approved, you’ll see a “Success” message.
Your card is now ready to use with Apple Pay.
Note: Regardless of your actual card tier (Ruby, Royal Indigo, Obsidian, etc.), Apple Pay will display your card as the Obsidian Crypto.com Visa Card. This is due to a limitation from Crypto.com’s digital wallet provider and does not affect functionality or benefits.
What If Verification Is Required?
In some cases, you may encounter a prompt requiring additional verification before your card can be added to Apple Pay (or Google Pay/Samsung Pay). If this happens, follow the official verification process:
- Call the Crypto.com U.S. Support Hotline at +1 888-824-8817.
- When prompted, press ‘1’ to verify your card for digital wallets.
- A live agent will assist you and ask identity verification questions.
- Answer the questions to confirm you’re the legitimate cardholder.
- The agent will escalate your request to a customer service specialist if needed.
- Once verified, you’ll be informed that the process is complete.
- Within 24 hours, expect a confirmation email from
[email protected]sent to your registered email address.
After receiving the email, try adding the card to Apple Pay again—it should now work without issues.
Supported Cryptocurrencies and Spending Flexibility
One of the standout features of the Crypto.com Visa Card is its support for a wide range of cryptocurrencies. You can stake CRO (Crypto.com’s native token) to unlock higher tiers and enjoy rebates paid in various coins, including:
- Ethereum (ETH)
- Shiba Inu (SHIB)
- Bitcoin (BTC)
- Litecoin (LTC)
- And many others
When you make a purchase via Apple Pay, the system automatically converts your chosen reward currency into fiat at the point of sale. This means you don’t have to manually sell crypto beforehand—everything happens in real time, securely and efficiently.
👉 Learn how you can maximize rewards by using crypto cards powered by leading blockchain platforms.
Troubleshooting Common Issues
Even with a smooth setup process, some users may run into minor hiccups. Here are common issues and how to resolve them:
❌ Card Not Appearing After Addition
Ensure your device is updated to the latest version of iOS. Restart the Wallet app or your phone if the card doesn’t appear immediately.
❌ Verification Email Not Received
Check your spam or junk folder. If it’s still missing after 24 hours, contact Crypto.com support directly through the app.
❌ Payment Declined Despite Successful Setup
Confirm there are sufficient funds in your account or that your monthly spending limit hasn’t been reached. Also, ensure international transactions are enabled if traveling abroad.
❌ Apple Watch Sync Issues
Make sure your Apple Watch is connected and synced with your iPhone. Re-add the card if necessary.
Frequently Asked Questions (FAQ)
Can I use my Crypto.com Visa Card on Apple Pay outside the U.S.?
Yes. The Crypto.com Visa Card works globally wherever Apple Pay and Visa are accepted. Just ensure your account settings allow international transactions.
Does adding my card to Apple Pay cost anything?
No. There are no fees for adding or using your Crypto.com Visa Card with Apple Pay.
Will I still earn cashback in crypto?
Absolutely. All standard rewards and cashback programs apply when paying through Apple Pay—just like with physical card usage.
Is my information secure when using Apple Pay?
Yes. Apple Pay uses device-specific numbers and dynamic security codes instead of sharing your real card details, making it safer than traditional swiping.
Can I remove my card from Apple Pay remotely?
Yes. If your device is lost or stolen, you can instantly remove your card using Find My iPhone or by logging into your Apple ID online.
Why does my card show up as “Obsidian” in Apple Pay?
This is a technical limitation from the wallet provider and applies to all Crypto.com card tiers. It doesn’t affect functionality, benefits, or spending power.
Final Thoughts: Bridging Crypto and Daily Life
The ability to link your Crypto.com Visa Card to Apple Pay represents a major step forward in mainstream crypto adoption. It removes friction from spending digital assets while maintaining high security and user convenience.
As more people seek ways to integrate cryptocurrency into daily life—whether for shopping, travel, or routine expenses—tools like Apple Pay compatibility make those transitions seamless.
Whether you're leveraging ETH for everyday purchases or earning SHIB rewards through spending, staying informed about how these systems work ensures you get the most out of your crypto lifestyle.