Ripple Mints 99% of RLUSD Stablecoin in One Day—What’s Next?

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Ripple has made a bold and decisive move in the rapidly evolving stablecoin arena by minting 99% of its RLUSD stablecoin supply in just 24 hours. This strategic action signals that the official launch of RLUSD is likely imminent, positioning Ripple to directly compete in the multi-billion-dollar stablecoin market.

The sudden surge in token creation—800,000 RLUSD tokens minted overnight—marks a significant escalation from previous activity. Just eight months ago, only 100,000 tokens were generated, suggesting that the project was still in early development. Now, with nearly the entire supply in circulation, Ripple appears to be finalizing preparations for public release.

According to data shared by XRPL validator Vet, this unprecedented minting event underscores Ripple’s confidence in its infrastructure and regulatory readiness. The RLUSD stablecoin, pegged 1:1 to the U.S. dollar, has been undergoing beta testing since August 2024 exclusively with enterprise partners, allowing Ripple to refine functionality and security before broader deployment.

The Strategic Push Behind RLUSD

Ripple's entry into the stablecoin space isn't merely opportunistic—it's a calculated expansion of its financial infrastructure vision. While best known for XRP and its cross-border payment solutions, the company is now leveraging its expertise in digital assets to challenge dominant players like Tether (USDT) and Circle’s USD Coin (USDC).

The global stablecoin market currently exceeds $130 billion in total value locked, with Tether alone accounting for over $110 billion. By launching RLUSD, Ripple aims to capture a meaningful share of this growing ecosystem, particularly within institutional finance and international remittances.

Unlike many speculative crypto projects, RLUSD is built on real-world utility. Its integration with RippleNet—a network used by banks and financial institutions for fast, low-cost cross-border transactions—gives it a built-in advantage. Enterprises already using Ripple’s technology can seamlessly adopt RLUSD for settlements, reducing reliance on traditional banking rails.

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XRP Gains Momentum Amid Legal Clarity

Parallel to the RLUSD development, Ripple’s native cryptocurrency, XRP, has seen a notable price surge over the past 24 hours. Despite ongoing uncertainty around the U.S. Securities and Exchange Commission (SEC) potentially appealing the July 2023 ruling—which determined that secondary sales of XRP do not constitute securities—market sentiment remains bullish.

That court decision was a pivotal win for Ripple, reinforcing its argument that XRP is not a security but a digital currency designed for utility. The positive momentum has continued as investors interpret the RLUSD launch as another sign of institutional adoption and long-term viability.

Monica Long, President of Ripple, recently indicated that the official rollout of RLUSD could happen before the end of 2025. This timeline aligns with increased regulatory engagement and a broader industry push toward compliant digital asset frameworks.

Competitive Landscape: Can RLUSD Break Through?

Entering a market dominated by well-established stablecoins presents challenges. Tether and USDC have extensive liquidity, exchange listings, and widespread acceptance across DeFi platforms. For RLUSD to gain traction, Ripple must focus on differentiation through compliance, transparency, and strategic partnerships.

One key advantage RLUSD holds is its foundation on the XRP Ledger (XRPL), known for its speed, scalability, and low transaction costs. Transactions settle in under four seconds with minimal fees, making it ideal for high-frequency payments and micropayments—areas where other blockchains struggle.

Additionally, Ripple has emphasized that RLUSD will be fully backed by cash and cash equivalents, with regular attestations from independent auditors. This commitment to transparency addresses one of the major concerns surrounding some existing stablecoins and could appeal to risk-averse institutions.

Frequently Asked Questions

Q: What is RLUSD?
A: RLUSD is Ripple’s U.S. dollar-pegged stablecoin, designed to facilitate fast, secure, and low-cost digital payments across global financial networks.

Q: Is RLUSD available to the public yet?
A: As of now, RLUSD is in beta testing with select enterprise partners. A public launch is expected before the end of 2025.

Q: How does RLUSD differ from USDT or USDC?
A: While similar in function, RLUSD leverages the XRP Ledger for faster settlement times and lower fees. It also benefits from Ripple’s established relationships with financial institutions.

Q: Is XRP a security?
A: In July 2023, a U.S. court ruled that secondary sales of XRP are not securities, providing clarity on its regulatory status—though the SEC may still appeal.

Q: Where will RLUSD be listed?
A: Official exchange listings have not been announced, but integration with RippleNet and partner institutions suggests initial use will be enterprise-focused.

Q: How is RLUSD backed?
A: Ripple states that RLUSD will be fully backed by cash and cash equivalents, with third-party audits to ensure reserve integrity.

Regulatory Risks and Market Impact

Despite progress, regulatory hurdles remain. The SEC’s potential appeal of the XRP ruling introduces uncertainty not only for XRP but also for future Ripple products like RLUSD. Any reclassification of digital assets as securities could complicate RLUSD’s compliance framework.

However, Ripple has consistently advocated for clear crypto regulations and has invested heavily in legal preparedness. Its proactive approach may give RLUSD an edge in navigating complex regulatory environments compared to less-established projects.

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Core Keywords

The Road Ahead

Ripple’s aggressive minting of RLUSD reflects more than technical readiness—it signals strategic ambition. With a proven track record in cross-border payments and growing institutional trust, Ripple is well-positioned to introduce a credible alternative in the stablecoin market.

If successful, RLUSD could become a cornerstone of decentralized finance (DeFi) and traditional finance (TradFi) convergence, offering a regulated, efficient bridge between fiat currencies and digital transactions.

As anticipation builds, investors and institutions alike are watching closely. The combination of technological efficiency, regulatory foresight, and enterprise integration makes RLUSD one of the most compelling developments in crypto this year.

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