Investing in cryptocurrency in Hong Kong is not only legal but also increasingly accessible through regulated, licensed platforms. With clear oversight from the Securities and Futures Commission (SFC) since June 2023, investors can now trade major digital assets like Bitcoin (BTC) and Ethereum (ETH) directly using Hong Kong dollars (HKD) or US dollars (USD). This guide highlights three of the most trusted and feature-rich cryptocurrency exchanges in Hong Kong: OSL, Futu Securities (Moomoo), and HashKey Exchange—each fully licensed, secure, and optimized for both retail and institutional traders.
These platforms stand out for their low fees, strong regulatory compliance, fast bank deposits and withdrawals, and support for direct fiat-to-crypto trading. We’ll also explore exclusive sign-up incentives available through partner referrals—helping you maximize rewards when opening an account.
👉 Discover how to start trading crypto with top-tier security and exclusive rewards today.
Hong Kong’s Cryptocurrency Regulatory Landscape
Since June 1, 2023, Hong Kong has officially recognized and regulated cryptocurrency trading for both retail and professional investors. The SFC now issues licenses to virtual asset trading platforms that meet strict standards for custody, anti-money laundering (AML), cybersecurity, and investor protection.
Only platforms holding valid SFC licenses—specifically Type 1 (dealing in securities) and Type 7 (providing automated trading services)—are authorized to serve Hong Kong residents. This regulatory clarity has attracted global players and boosted confidence among local investors.
The three exchanges featured in this article—OSL, Futu, and HashKey—are among the first and most prominent licensed operators in the region, offering a blend of compliance, innovation, and user-friendly experiences.
Why Choose a Licensed Crypto Exchange in Hong Kong?
Selecting a regulated platform ensures:
- Legal compliance under SFC supervision
- Segregated client funds to prevent misuse
- Insurance coverage against theft or hacks
- Transparent fee structures
- Support for HKD/USD deposits and withdrawals via local banks
These factors make licensed exchanges significantly safer than offshore or unregulated alternatives.
1 Recommended: OSL Exchange – The Pioneer of Regulated Crypto Trading
👉 Start your journey with OSL and unlock premium crypto rewards.
Background & Credentials
OSL Exchange is the first fully licensed digital asset platform in Hong Kong, having obtained its SFC Type 1 and Type 7 licenses in December 2020. Operated by OSL Digital Securities Limited, it’s a subsidiary of OSL Group (stock code: 863.HK), a publicly listed company founded in 2003.
This institutional backing enhances trust, particularly for high-net-worth individuals and institutional clients.
Key Features & Advantages
- Zero Trading Fees: No charges on fiat deposits, crypto deposits, or spot trades. Minimal fees apply only to crypto withdrawals.
- Diverse Asset Selection: Supports over 15 major cryptocurrencies including BTC, ETH, XRP, SOL, and LTC—with new listings added regularly.
- Security First: Over 98% of digital assets are stored in military-grade cold wallets. OSL also maintains insurance coverage up to $1 billion, protecting users against cyber threats.
- OTC & Institutional Services: Offers deep liquidity for large-volume trades via over-the-counter (OTC) desks—ideal for whales and funds.
- API Access: Enables algorithmic and high-frequency trading strategies.
- Tokenization Leader: Actively involved in Security Token Offerings (STOs), bridging traditional finance with blockchain innovation.
Exclusive Sign-Up Bonus: Up to HK$10,088 in BTC
By registering through a referral partner, new users can earn tiered rewards within 14 days of account creation:
- HK$20 worth of BTC upon registration
- HK$88 BTC after completing KYC and depositing HK$10,000
- HK$180 BTC + HK$150 Watson’s gift card after first trade (≥HK$100)
- HK$800 BTC for trading volume ≥ HK$80,000
- HK$1,000 BTC upon professional investor certification + first trade (≥HK$8,000)
- HK$2,000 BTC for trading ≥ HK$1 million
- HK$8,000 BTC for trading ≥ HK$8 million
👉 Claim your bonus and begin secure crypto trading now.
Total potential value: Up to HK$12,088 in BTC plus gift cards.
2 Recommended: Futu Securities (Moomoo App) – All-in-One Investment Platform
Background & Credentials
Futu Securities, operating under the Moomoo app, holds multiple SFC licenses (Types 1, 2, 3, 5, 7, and 9). A subsidiary of Futu Holdings (NASDAQ: FUTU), the company was founded in 2012 with backing from Tencent and Sequoia Capital. It serves over 19 million registered users globally.
Its integration of traditional financial products with crypto makes it ideal for diversified portfolios.
Key Features & Advantages
- Unified Trading Experience: Trade crypto alongside stocks (US/HK/A-shares), ETFs, options, and funds—all within one intuitive app.
- Ultra-Fast Execution: Orders execute in just 0.0037 seconds, giving traders a competitive edge.
- Low-Cost Trading: Flat fee of 0.08% per crypto trade; zero fees on fiat deposits/withdrawals and custody.
- Broad Crypto Support: Offers 20+ cryptocurrencies including BTC, ETH, DOGE, SOL, and LTC.
- Active Investor Community: “Niuniu Circle” discussion forum allows users to engage with market analysts and fellow investors.
- Top-Tier Security: Client funds are segregated; most crypto assets are held in cold storage through trusted custodians.
Exclusive Sign-Up Bonus: Up to HK$1,800 Reward
Use referral code 8ZZQLCYM during registration:
- HK$200 cash voucher + lifetime commission-free港股 trading
HK$600 reward (BTC/Tesla stock/HK$400 supermarket voucher) after depositing:
- HK$10,000 (general users) or HK$5,000 (students), maintained for 60 days
- Additional HK$1,000 reward after depositing HK$80,000 and maintaining balance for 60 days
Maximum total value: HK$1,800
3 Recommended: HashKey Exchange – High Liquidity & Growing Ecosystem
Background & Credentials
Launched by HashKey Group in 2018, HashKey Exchange received its SFC license in November 2022—one of the earliest approvals granted. Headquartered in Hong Kong with operations across Asia-Pacific, it focuses on building Web3 infrastructure and blockchain services.
Key Features & Advantages
- Extensive Coin Selection: Lists over 20 cryptocurrencies including BTC, ETH, DOGE, SOL, and LTC.
- High Trading Volume: Reported over HK$60 billion in monthly trading volume, ensuring tight spreads and fast order execution.
- Regulated & Secure: Fully compliant with SFC requirements; uses cold wallet storage with third-party custodians.
Transparent Fees:
- Trading fee: 0.29% (discounts available for advanced traders)
- Zero fees on fiat/crypto deposits
- Small withdrawal fees based on network costs
Exclusive Sign-Up Bonus: Up to 620 $HSK Tokens (Worth ~HK$3,800)
New users who register via referral links can receive:
- Base rewards upon KYC completion
- Bonus $HSK tokens after completing initial trades
- Tiered incentives based on trading volume
Total potential value: Up to 620 HSK tokens (~HK$3,800 at current rates)
How to Start Trading Crypto in Hong Kong: Step-by-Step Guide
- Choose a Licensed Exchange (e.g., OSL, Futu, or HashKey)
- Complete Registration & KYC Verification
- Deposit Funds via Bank Transfer (HKD or USD supported)
- Buy Cryptocurrencies Instantly (BTC, ETH, etc.)
- Sell & Withdraw Profits Back to Your Bank Account
You can also transfer crypto between your personal wallet (e.g., MetaMask) and exchange accounts for added flexibility.
Frequently Asked Questions (FAQ)
Is cryptocurrency legal in Hong Kong?
Yes. Since June 2023, retail investors can legally buy and trade digital assets on SFC-licensed platforms like OSL, Futu, and HashKey.
Which is the best crypto exchange in Hong Kong?
For low fees and institutional-grade security: OSL. For integrated stock/crypto investing: Futu. For high liquidity and Web3 focus: HashKey.
Do I need to pay taxes on crypto gains in Hong Kong?
As of 2025, Hong Kong does not impose capital gains tax on personal cryptocurrency investments.
Can I use my local bank to deposit into these exchanges?
Yes. All three platforms support direct bank transfers from Hong Kong banks using FPS or SWIFT systems.
Are my funds safe on these exchanges?
Yes. Each platform segregates customer assets, uses cold storage for most funds, and carries insurance policies to protect against breaches.
How do I claim the referral bonuses?
Sign up using the designated referral links or promo codes provided above during registration.
Final Thoughts: Managing Risk in Crypto Investing
While opportunities abound, always approach crypto with caution:
- Maintain an emergency fund covering at least six months of expenses before investing.
- Never invest more than you can afford to lose.
- Avoid FOMO-driven purchases during market spikes.
- Diversify across platforms and consider using hardware wallets (like Ledger or Trezor) for long-term holdings.
Cryptocurrency is a dynamic asset class—combine sound strategy with secure platforms to build lasting wealth.
👉 Secure your crypto future with a trusted global exchange platform today.